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The Flexi-Boost Loan is a convenient top-up loan facility designed for TWCU Credit Union members who need additional financing. Whether you're funding home improvements, education, or consolidating debt, Flexi-Boost offers affordable, flexible, and quick-access funding with fixed repayments and exclusive member benefits.
Flexi Boost Loan Special
• Loan Amount: $10,000- $50,000
• Repayment Period: up to 48 months
• Eligibility: Open to all qualifying TWCU members in good standing
• Conditions: Normal lending criteria & special conditions apply
Two (2) forms of valid government-issued picture I.D.
• Evidence of Income (Payslip- not older than 1 month and Job Letter- not older than 3
months or Bank transaction statement may be required)
• Proof of Address (utility bill or bank statement - not older than 3 months)
N.B. If the utility bill is not in the applicant’s name, written consent and valid
identification are required from the bill owner to use the bill.
• Proof of loan purpose (based on the purpose of the loan)
• $75.00 for a Transunion Report (where applicable & for all new members)
Yes. The Flexi-Boost Loan Special is available for TWCU members only. If you are not
yet a member you can download a membership form complete and drop off the form at
one of our branches with all the required documents.
Apply To Become A Member
Once your membership is approved you may apply for the Flexi-Boost Loan Special right away. Approval and disbursement will depend on credit assessment, verification process and normal lending criteria.
Yes. The value of collateral to be held will be determined at the time of assessment (average 25%). In cases where our member does not have sufficient shares to satisfy the minimum requirement, funds can be allocated from the loan proceeds.
Yes. All funds deposited to your Shares are eligible to earn dividends once declared and approved at the Annual General Meeting.
You can apply through any the following channels
✓ Online/Downloadable forms – Complete the loan application form and submit
to our nearest branch with all supporting documents as instructed.
✓ Visit our Branches: Speak to one of our knowledgeable staff members,
complete your loan application form and submit all required documents.
As part of TWCU’s continued aim to make lending more affordable to our members this reduced interest rate of 0.90% on the reducing balance is being offered. This makes your borrowing more affordable over the life of the loan.
No. The Principle and the interest balance outstanding are the only things you repay.
You can repay your Flexi-Boost Loan Special up to a maximum of 48 months, depending on amount applied for.
Repayment is made through the following methods
✓ Salary Deduction
✓ Standing Order
The Flexi-Boost Loan Special is designed to support a wide range of personal, family,
and investment needs, such as:
✓ Home Repairs or Construction
✓ Education and training expenses
✓ Debt Consolidation
✓ Major Life Events (weddings, significant celebrations, etc.)
After you submit all required documents, our team will review and contact you with an update (approval, denial or counteroffer). Processing time depends on application volumes and how complete your documents provided are, but we aim to provide a status within a reasonable timeframe.
All loans are subject to normal lending criteria. Our team will assess your eligibility based on factors such as credit worthiness, income, credit history (internal & external), and ability to repay the loan.